Freddie VernonJun 6, 20183 min readWhy it's Time for the U.S. Government to Expand its Toolkit to Address Retirement SecurityDespite years of trying to improve the 401(k) system, American retirement policy has not managed to address the scary problems we have...
Freddie VernonJan 2, 20181 min readHappy New Year - Welcome 20182018 can be your year of financial serenity or continued financial horror. If your 2017 and previous years were full of financial despair...
Freddie VernonDec 6, 20173 min readIntegrating Life Insurance Into Estate PlanningHelp your clients use this tool strategically. Four in 10 Americans do not own a life insurance policy, according to LIMRA, even though...
Freddie VernonOct 23, 20174 min readWhat Exactly is “Retirement Plan Failure”?It’s tossed around routinely by financial professionals—but what does it really mean? I’ve certainly used the term “plan failure” more...
Freddie VernonSep 15, 20171 min readMost Americans have not made retirement savings a priorityFinancial planning experts recommend the amount of money you’ll need to have accumulated is equivalent to 70 percent of your annual...
Freddie VernonJul 17, 20173 min readAmericans’ Retirement Benefits Have Been Slashed by a QuarterRetirement benefits—including employer contributions to pensions, 401(k)s and retiree health-care benefits—fell from 9.1 percent of...
Freddie VernonMar 25, 20174 min readThe Many Roles of AnnuitiesAnnuities initially were developed by insurance companies to help protect people from outliving their money in retirement. As annuities...