Despite years of trying to improve the 401(k) system, American retirement policy has not managed to address the scary problems we have...

2018 can be your year of financial serenity or continued financial horror. If your 2017 and previous years were full of financial despair...

Help your clients use this tool strategically. Four in 10 Americans do not own a life insurance policy, according to LIMRA, even though...

It’s tossed around routinely by financial professionals—but what does it really mean? I’ve certainly used the term “plan failure” more...

Financial planning experts recommend the amount of money you’ll need to have accumulated is equivalent to 70 percent of your annual...

Retirement benefits—including employer contributions to pensions, 401(k)s and retiree health-care benefits—fell from 9.1 percent of...

Annuities initially were developed by insurance companies to help protect people from outliving their money in retirement. As annuities...